Financial Strategies Made Simple by Noli Lucero

08/05/2026

For queries, please message me. Thank you.

11/03/2026

WHY IS KAISER 3-IN-1 IMPORTANT?
It's not just healthcare.
It's protection, security, and savings—all in one plan.

24/02/2026

24/02/2026

How much should you save for your emergency fund?

We recommend that you have somewhere between 3 to 6 months of basic living expenses in your emergency fund.

The 3-month guideline is generally recommended for those who are gainfully employed and receiving stable income. The 6-month recommendation is for those who have less stable employment or earn variable incomes.

To know more about financial education, please click the link below:
https://285085ph.imgcorp.com/

14/02/2026

WHY IS KAISER 3-IN-1 IMPORTANT?
It's not just healthcare.
It's protection, security, and savings—all in one plan.

✨ KAISER 3-IN-1 PROGRAM ✨

🟢 Healthcare Coverage
✔ You have funds when you get sick
✔ You won't depend on debt or help of others

🔵 Life Insurance
✔ Your family is protected when something happens to you
✔ You have peace of mind every day

🟠 Long-Term Savings
✔ You saved something for old age
✔ You have funds even if you are unemployed

💡 Only pay for a few years, but long-term benefits in return.
Protection today. Saving for the future.
This is a smart plan for your family.

📩 Message me now for a simple and clear explanation of Kaiser 3-in-1.

14/02/2026

18/05/2025

Bakit Kaiser Long Term Care ang the best healthcare para sayo at pamilya mo?
Dahil ito ay 3 in 1 plan:
1. Healthcare - magagamit pag nagkasakit kaya walang pangamba sa hospital bills.

2. Insurance - may maiiwang pera sa pamilya ng kaiser member sakaling may mangyari sa kanya.

3. Investment - perang pwedeng maasahan sa pagtanda galing interest ng investment kaya hindi kailangang umasa kahit kanino.

Sa Kaiser Long Term Care may Peace of Mind tayo!
- Affordable premium depende sa edad
- Flexible payment terms (Annual, Semi-Annual, Quarterly, Monthly, Spot Cash)
- 7 years lang mag iipon pero protected ka hanggang pag tanda.
- Mas lumalaki ang ipon kung hindi magamit for hospitalization habang may HMO benefit pa sa company.
- Kahit saang panig tayo ng mundo pwedeng kumuha ng Kaiser Long Term Care!

Note: Edad 10 hanggang 60 ang pwedeng kumuha ng Kaiser Long Term Care.

Recommended Plan: K100 and Up

"Alagang Kaiser, Alaga ka KAPATID"

29/04/2025

Financial Literacy Matters!

Money isn't just about earning—it’s about managing, growing, and protecting what you have.

Start with the basics:

1. Budgeting – Know where your money goes.

2. Saving – Pay yourself first.

3. Investing – Make your money work for you.

4. Debt Management – Borrow smart, pay smart.

5. Financial Goals – Plan today for tomorrow’s success.

Financial literacy empowers you to make informed decisions and build a future that aligns with your dreams.

It’s never too early—or too late—to get financially smart.

BE AN IMG MEMBER to avail of free seminars and workshop. Message me if interested.

02/04/2025

For OFWs & Seafarers, who will bear the expenses if there is an emergency?

Don't let your savings go to medical bills!
With Kaiser 3-in-1, you have protection even if you are not in the Philippines!

💙 Health Plan even if you're old
💙 Investment that is growing
💙 Life Insurance for your family

👀 Don't miss out on the smartest healthcare investment!

Comment or Message us for free info! You may also get a quote here:
https://285085ph.imgcorp.com/quote/kaiser

03/12/2024

Please PM me if you want to know the details of ou Long Term.Health Care.

“Baka masayang lang pera ko jan sa Kaiser”

You Die - You get Paid
You Get Sick - You get Paid
You Live long - You get Paid
You Get disabled - You get Paid

and IT IS TRANSFERRABLE to your 4 Beneficiaries.

Ito yung ipon na walang TAPON🫰
Message ka lang explain ko sayo ang detalye.




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