01/08/2025
MUST READā¼ļø Kakabili ko lang ng gold, bakit ang baba naman ng Sanla?
A: Kasi may difference ang āretail priceā vs āappraised value.ā
Letās break it down:
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š” 1. Retail Price ā Appraised Value
⢠Retail Price ā ito yung presyo ng gold sa tindahan or jewelry store. Kasama na dito ang:
⢠Labor / craftsmanship
⢠Design
⢠Brand markup
⢠Store overhead costs (rent, salaries, etc.)
⢠Appraised Value ā ito yung estimated resale value or melt value ng gold. Usually, ito lang ang:
⢠Gold content / weight (in karats)
⢠Based on current market price (spot price)
ā”ļø Kaya kapag pina-appraise mo, tinatanggal nila yung design value at ibang dagdagāgold content lang ang tinitingnan.
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š” 2. Gold Price Fluctuates
⢠Daily nagbabago ang spot price ng gold (global market).
⢠Pwedeng mas mababa ito ngayon kaysa nung bumili ka, kaya bababa rin ang appraisal value.
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š” 3. Appraisers Use Wholesale or Pawn Value
⢠Most appraisers (lalo na sa pawnshops) use conservative estimates.
⢠Minsan, resale value or pawn value lang ang basehan nila, not the full value you paid.
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š” 4. Jewelry is Not Just Gold
⢠Yung 18K gold jewelry mo, hindi pure goldā75% gold lang āyun. The rest is alloy (for strength).
⢠So, kahit 10 grams āyan, 7.5 grams lang ang pure gold, and yun lang ang ginagamit sa computation ng appraisal.
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Sample Scenario:
Bumili ka ng:
⢠10g 18K necklace for P60000
⢠Market gold price today: ā±6000 per gram (24K)
Appraised value:
⢠10g x 0.75 (18K) = 7.5g pure gold
⢠7.5g x ā±6,000 = ā±46,000 (minus pa minsan for handling or melt fees)
So kahit ā±60,000 ang bili mo, ang appraisal mo could be around ā±40-48k.
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ā
Final Tips for Buyers:
⢠Think long-term: Gold is for value preservation, not quick flipping.
⢠Buy from trusted sources na transparent sa karat and weight.
⢠Kung balak mo i-benta agad, wag sa retail jewelry ang piliinātry bullion or coins.