Bisaya Financial Advisor PH

11/09/2026

IF NOT NOW, KANUS-A PA? 💛
Sa atong edad nga 25–45, daghan pa ta og dreams. Career growth, negosyo, balay, family, ug financial freedom. But while we’re busy building our future, ayaw kalimti ang pag-protect sa imong kaugalingon ug sa imong pamilya.
Sa LIFE or HEALTH INSURANCE, timing matters.
While healthy pa ta, mas affordable ang insurance, mas sayon ang application, ug mas daghan pa ta og options sa coverage. Dili kinahanglan maghulat ta nga naay mahitabo before ta magplano.
Life is unpredictable. Usa ka emergency or critical illness, pwede makaapekto sa atong savings, income, ug mga pangandoy. We cannot control everything that happens, but we can prepare for the unexpected.
With the right insurance, naa kay financial protection, peace of mind, ug mas lig-on nga security para sa imong pamilya.
PROTECT YOUR LIFE.
PROTECT YOUR HEALTH.
PROTECT YOUR FAMILY.
Ayaw hulata nga ma-delay imong mga pangandoy tungod sa usa ka emergency. Start planning while you still have the time, health, and opportunity.
Kung dili karon, kanus-a pa?
📩 Message me for a FREE financial planning session. Let’s talk about how Sun Life can help you build your protection plan and prepare for your future.
MARIA CARISSA DELLOSA SANTOS BALOBO
Licensed Financial Advisor
Sun Life of Canada (Philippines), Inc.

10/09/2026

₱11.7 BILLION + $29.7 MILLION in fund size for our Sun Life Global Tech Payout Funds - Peso & Dollar! 📈🌎💻
For me, this is one of the reasons why I continue to believe in having global technology exposure as part of a long-term investment strategy. 🥰
💰 PESO GLOBAL TECH PAYOUT FUND
Starting at ₱1 Million
➡️ Target payout of 7% per year or 1.75% every 3 months, subject to the fund/policy terms.
💵 DOLLAR GLOBAL TECH PAYOUT FUND
Starting at US$20,000
➡️ Target payout of 7% per year or 1.75% every 3 months, subject to the fund/policy terms.
And the exciting part? While you receive payouts, your remaining fund value stays invested and may continue to grow when the underlying global technology investments perform well. 📈 This means your potential future payouts can also increase as your fund value grows while also understanding that investment values can go up or down.
More importantly, this isn't just about investment growth. The policy also comes with 125% insurance protection, subject to the policy terms and conditions, providing an additional layer of protection for your beneficiaries. ❤️
This is for those who are thinking long term building wealth, creating potential cash flow, and gaining exposure beyond the Philippine market.
If you have ₱1M or US$20K that you’re considering putting to work for the long term, let's sit down and look at how this strategy may fit your financial goals.
📩 Message me directly. Let’s prioritize your application and target to have it processed and approved on or before October 30, subject to underwriting and approval, so you can work toward your first scheduled payout and succeeding quarterly payouts according to the policy terms. 🥰

08/09/2026

🚀 2008–2026: THE POWER OF TIME, GROWTH & COMPOUNDING

One of the most powerful lessons I’ve learned as a Licensed Financial Advisor is this:
Time can be one of your greatest allies in building wealth.

Imagine if ₱10 Million had been invested in major global equity markets back in 2008. The difference that long-term growth could have made by today is remarkable:
🔹 NASDAQ-100
📈 Approx. 17.4% p.a. → ₱185 MILLION
🔹 S&P 500
📈 Approx. 14% p.a. → ₱117 MILLION
🔹 MSCI ACWI
📈 Approx. 9–10% p.a. → ₱50–60 MILLION

These numbers remind me why I believe that starting early, staying invested, and choosing the right strategy for your goals can make a meaningful difference over time.
It’s not simply about chasing the highest returns.
It’s about giving your money the time and opportunity to grow, while making sure your strategy matches your:
✅ Financial goals
✅ Risk profile
✅ Investment horizon
✅ Capacity to invest
✅ Long-term plans for yourself and your family

As a Sun Life Licensed Financial Advisor, I believe financial planning should be personal. Your goals are different from mine, and your financial journey deserves a strategy designed around you.

🌏 The world offers opportunities beyond our local market.
📈 Compounding rewards patience.
⏳ And sometimes, the most important decision is simply to start.

If you’re wondering how you can position your finances for long-term growth and gain exposure to global opportunities, let’s talk.
I’d be happy to sit down with you, understand your goals, and help you explore the options available to you.

MARIA CARISSA DELLOSA SANTOS- BALOBO LPT RES
🚀 Licensed Financial Advisor
☀️ Sun Life Philippines
📲 Send me a message here on Facebook for a financial consultation.


Disclaimer: Historical benchmark comparison only. The figures above are based on historical performance of the respective underlying/global benchmarks and do not represent the actual performance of any Sun Life fund. Past performance is not indicative of future results. Investment products are subject to risks and may lose value.

08/09/2026

🇵🇭 THE PESO, INFLATION & YOUR MONEY
What if your money could work for you—even while you’re busy living your life?
Dear Clients and Friends,
One thing I always remind my clients is this:
Your income shouldn’t have to come only from the hours you work.
We work hard for our money. But at some point, we should also give our money the opportunity to work for us.
With inflation putting pressure on the purchasing power of the Philippine Peso, simply keeping your money idle may not always be enough.
For example:
📌 Inflation: 6.1%
📌 Time Deposit: 5%
📌 After 20% withholding tax: approximately 4% net
That means your money may still be losing purchasing power over time if its growth doesn’t keep pace with inflation.
This is where income-generating and growth-oriented financial strategies can become part of a bigger plan.
💰 Imagine having money set aside that has the potential to generate income—without requiring you to work additional hours just to make that money grow.
That’s the idea behind passive income:
You work hard today.
You build your assets.
And over time, your money has the opportunity to work alongside you.
Our Peso Maximizer currently offers a 5% net payout, making it an option to consider for funds intended for income.
But passive income doesn’t have to stop there.
For those with longer-term goals, peso- and dollar-denominated global investments can provide opportunities to diversify beyond the Philippine economy and participate in global markets.
🌏 Diversification — Don’t depend on one economy alone.
💰 Income potential — Let your assets potentially provide cash flow.
📈 Capital growth potential — Give your money room to grow over the long term.
⏳ Compounding — Allow time to work in your favor.
Because ultimately, financial freedom isn’t just about earning more money.
It’s about building a financial system where your money can work for you, instead of you having to work for every peso you earn.
You don’t have to be wealthy to start planning for passive income.
You just need to start with a goal, a strategy, and money that you’re willing to put to work.
📩 If you want to explore how you can start building your own passive-income strategy, I’m just one message away.
Let’s talk about what may be appropriate for your goals, risk profile, and financial situation.
☀️ Brighter financial days start with smarter decisions today.
























Disclaimer: Rates, payouts, and investment returns may change and are subject to applicable terms and conditions. Investment products involve risks, and past performance is not indicative of future results. Please consult a licensed financial advisor to determine suitability based on your individual financial goals and risk profile.

08/09/2026

A mother’s greatest worry can become a family’s greatest protection. 💛
As a teacher, our client understands the value of preparing for the future. She shared her worries about what could happen to her health someday—and more importantly, she wants to make sure that her only unica hija will always have a secure future, no matter what life brings.
Today, that worry turned into a plan. ✨
Her Sun Life policy is approved, and her daughter is now insured, too. 💛
Her husband is currently on board as a seafarer, so he’ll be next. ⚓️ One family, one goal: to make sure love is backed by protection.
I’m deeply thankful for the trust and confidence they have given me to be part of their family’s financial journey. 🙏
Because the perfect insurance isn’t necessarily the one with the most features—it’s the one that fits your family’s needs, protects what matters most, and gives you peace of mind today and in the years ahead.
If you’re a parent, breadwinner, teacher, seafarer, young professional, or simply someone who wants to prepare for the unexpected, maybe it’s time to explore your own protection plan. 💛
Your future self—and the people you love—will thank you for starting today.

08/09/2026

Get your 1M life insurance coverage /critical illness benefit for just 1k/month. 😍
Only in Sun Life Philippines 🇵🇭
Sun Life of Canada (Phils) Inc. 🇨🇦

Comment how or send me a private message to know more about this plan. 😊

08/09/2026

☀️ A Policy Owner First, a Financial Advisor Today.
Long before I became a Financial Advisor with Sun Life, I was already a Sun Life policy owner—because I personally believed in the value of the protection and financial solutions it offers.
Today, being an advisor allows me to share not just what I know, but what I have personally experienced as a client. 💛
I’ve seen the value of planning ahead, protecting what matters, and preparing for the future. And honestly, nothing beats having a financial partner and solutions you can trust.
From life protection and health coverage to education, savings, and investments, Sun Life has solutions designed to help Filipinos build a brighter and more secure future. ☀️
I became an advisor because I believe in what I’m offering—and I became a policy owner before I ever became one.
📩 Let’s talk about your goals and see how Sun Life can help you and your loved ones. Message me for a FREE Financial Planning Session.
Protect today. Prepare for tomorrow. Live brighter. 💛☀️

02/09/2026